Introduction
In the vibrant world of Indian television, few stars capture hearts as quickly and consistently as Shivangi Joshi. Known for her natural acting talent and expressive performances, she shines as a true household name across the country. Whether she plays the iconic Naira in Yeh Rishta Kya Kehlata Hai or takes on versatile new roles, Shivangi Joshi consistently proves she is one of the most bankable actresses in the industry.
Fans constantly search for the latest updates on shivangi joshi, from her rapid rise to stardom to the details of her personal life. In this comprehensive biography, we explore the milestones that defined her journey and the charm that keeps millions of followers glued to her Instagram profile.
Who Is Shivangi Joshi?
Shivangi Joshi stands as a powerhouse in the Indian entertainment industry. Her ability to emote effortlessly on camera and her dedicated work ethic make her a favorite among producers and viewers alike. She maintains a perfect balance between her professional excellence and her grounded, humble personality. This relatable nature turns casual viewers into lifelong supporters who eagerly follow every project she touches.
Quick Biography
| Attribute | Details |
| Full Name | Shivangi Joshi |
| Date of Birth | May 18, 1998 |
| Age (As of 2026) | 28 Years |
| Profession | Actress, Model, Trained Kathak Dancer |
| Famous For | Role of Naira Goenka in Yeh Rishta Kya Kehlata Hai |
| Birth Place | Pune, Maharashtra, India |
| Home Town | Dehradun, Uttarakhand, India |
| Current Reality Show | Lock Upp Season 2 |
Why Shivangi Joshi Is So Popular
The massive popularity of shivangi joshi stems from her genuine connection with her audience. She does not just act; she breathes life into every character she portrays. Her fans admire her not only for her on-screen skills but also for her fashion sense and lifestyle. By keeping an active presence on social media, she invites her fans into her world, fostering a sense of community that few celebrities achieve. Her journey from a small-town girl to a television icon serves as a massive inspiration for aspiring actors everywhere.
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Shivangi Joshi Early Life and Background
Birth and Childhood
Shivangi Joshi entered this world on May 18, 1998, in Pune, Maharashtra. Shortly after her birth, her family relocated, and she spent most of her childhood years in the scenic hill station of Dehradun, Uttarakhand. These formative years in the mountains helped shape her calm and focused personality. Her interest in the arts began early, as she actively participated in various school events, local theater, and extracurricular activities.
Education and Qualifications
Despite her busy acting career, Shivangi successfully completed her formal education. She holds a Bachelor of Arts (BA) degree, managed entirely alongside her early career audition schedules. Additionally, Shivangi Joshi is a professionally trained Kathak dancer. This classical dance background gives her a unique advantage, helping her bring immense grace and expressive control to her emotional television sequences.
Shivangi Joshi Career Journey
Shivangi Joshi began her remarkable acting journey with pure passion and dedication. She did not start as a lead star; instead, she built her foundation through small but meaningful roles. Her hard work eventually paved the way for her status as a top-tier Indian television actress.
Television Debut
Shivangi Joshi first appeared on television in a cameo role in the show Parvarrish – Kuchh Khattee Kuchh Meethi. This small role provided her with the early experience she needed to understand how the camera works. In 2013, she made her full-fledged acting debut as Trisha in the Zee TV show Khelti Hai Zindagi Aankh Micholi. This role officially launched her career and introduced her talent to a wider audience.
Early Career and Breakthrough (2013–2021)
Following her debut, she gained recognition for playing Aayat Haider in Beintehaa. However, her major turning point arrived in 2015 when she played Poonam Thakur in the show Begusarai. This role showcased her range and ability to carry a character throughout a long-running series.
In 2016, she reached the pinnacle of her fame by portraying Naira Singhania Goenka in the StarPlus hit show Yeh Rishta Kya Kehlata Hai. The audience fell in love with her portrayal of Naira, and this character became synonymous with her name. She continued to lead the show until 2021, proving her consistency and immense popularity.
Career Growth and Major TV Shows
Beyond Yeh Rishta Kya Kehlata Hai, Shivangi Joshi has headlined several other successful projects:
- Balika Vadhu 2: She portrayed the character Anandi, demonstrating her ability to take on challenging lead roles.
- Barsatein – Mausam Pyaar Ka: As Aradhana Sahni, she once again captured the audience’s hearts, proving her versatility in romantic dramas.
- Bade Achhe Lagte Hain 4: In 2025, she took on the role of Bhagyashree, further expanding her impressive television portfolio.
Web Series and Digital Projects
Staying relevant in the digital age, Shivangi Joshi successfully transitioned into the OTT space. She appeared in the web series Jab We Matched and the drama Heartbeats. These projects allowed her to explore modern storytelling and reach a younger audience who consumes content primarily through digital platforms.
Films and Movie Appearances
While she primarily focuses on television and web series, she keeps her options open for the big screen. As of now, she is prioritizing her work in long-form storytelling and reality television, but her fans eagerly wait for her potential debut in full-length feature films.
Recent Projects (2022–Present)
Her career trajectory remains upward. In 2022, she tested her physical strength and bravery as a contestant on the stunt-based reality show Fear Factor: Khatron Ke Khiladi 12. In 2026, she participated in the highly popular reality show Lock Upp 2, which highlighted her real-life personality and boosted her media image significantly.
Current and Upcoming Projects
Shivangi Joshi currently manages multiple projects across television and digital media. She carefully selects roles that allow her to showcase her acting range. Whether it is a intense drama or a fun reality show, she ensures her presence on screen feels fresh and engaging for her loyal fanbase.
Career Timeline
- 2013: Debut in Khelti Hai Zindagi Aankh Micholi.
- 2015: Breakthrough performance in Begusarai.
- 2016 – 2021: Iconic portrayal of Naira in Yeh Rishta Kya Kehlata Hai.
- 2022: Participant in Khatron Ke Khiladi 12.
- 2023 – 2024: Lead role in Barsatein – Mausam Pyaar Ka.
- 2025: Cast in Bade Achhe Lagte Hain 4.
- 2026: Contestant in Lock Upp 2.
Shivangi Joshi Filmography
Shivangi Joshi maintains an impressive portfolio that spans across television, digital platforms, and short films. While she primarily dominates the Hindi television industry, her versatility allows her to excel in various formats, including web series and reality television.
Television Shows
Television remains the strongest pillar of her career. She has portrayed diverse characters that showcase her growth as an actress, from a young girl discovering life to a strong, independent woman. Her most notable television appearances include:
- Khelti Hai Zindagi Aankh Micholi (2013): This project marked her official acting debut as Trisha.
- Beintehaa (2013–2014): She played the character of Aayat Haider.
- Begusarai (2015–2016): Her role as Poonam Thakur served as a major stepping stone, earning her widespread recognition.
- Yeh Rishta Kya Kehlata Hai (2016–2021): As Naira Singhania Goenka (and later Sirat), she achieved massive stardom and won multiple prestigious awards.
- Balika Vadhu 2 (2021–2022): She took on the iconic lead role of Anandi Chaturvedi.
- Barsatein – Mausam Pyaar Ka (2023–2024): She starred as the lead, Aradhana Sahni.
- Bade Achhe Lagte Hain 4 (2025): She joined the cast as Bhagyashree “Bhagya” Iyer.
Web Series
Expanding her reach to digital audiences, Shivangi Joshi has successfully experimented with OTT platforms. These roles allow her to explore modern, relatable characters in shorter, more intense storytelling formats:
- Jab We Matched (2023): She appeared as Prachi in the episode “Sirf Ek Date.”
- Heartbeats (2024): She played the character of Dr. Sanjh Arora.
Films
While the actress focuses heavily on television, she has explored the world of cinema through short films.
- Love X Society (2020): She played the role of Geetanjali in this short film.
Upcoming Movies
As of 2026, Shivangi Joshi has not officially announced a feature-length theatrical movie. However, she remains highly sought after by production houses, and fans frequently speculate about her potential transition into full-scale feature films in the near future.
Latest Releases
In 2026, Shivangi Joshi shifted her focus toward reality television, notably participating as a contestant in the popular show Lock Upp 2. This move has kept her in the limelight and allowed her fans to see her authentic personality off-script.
Shivangi Joshi Awards and Achievements
Shivangi Joshi commands immense respect in the entertainment industry due to her consistent and powerful performances. Her ability to breathe life into complex characters has earned her a long list of prestigious accolades. She stands as one of the most decorated young actresses in the Indian television industry.
Television Awards
Her portrayal of Naira in Yeh Rishta Kya Kehlata Hai remains the most celebrated role of her career, consistently winning her top honors. Her trophy cabinet includes:
- Gold Awards: She won “Debut in a Lead Role (Female)” in 2017 and “Best Actress in a Lead Role” in 2019.
- Indian Television Academy (ITA) Awards: She took home the prestigious “Best Actress Drama (Popular)” award in 2019 for her work in Yeh Rishta Kya Kehlata Hai.
- Iconic Gold Awards: She won “Best Actress TV” for consecutive years in 2021 and 2022.
- Lions Gold Awards: In 2025, she secured the “Best Actress Popular” award for her performance in Bade Achhe Lagte Hain 4.
- Indian Telly Awards: She received the “Outstanding Performer of the Year” award in 2025, recognizing her long-term impact on the industry.
Other Awards
Beyond acting, she earns recognition for her influence and style:
- Gold Glam and Style Awards: She won the title of “Most Sought After Influencer (Female)” in 2020.
- Asiavision Awards: She was honored as the “Best Actress Television (Hindi)” in 2018.
Career Achievements
Shivangi Joshi maintains her status as one of the highest-paid actresses in the television space. Her journey proves that hard work and persistence yield great results. She successfully transitioned from being a “Fresh New Face” nominee in 2015 to a consistent award-winning lead actress. Her versatility shines through as she balances intense family dramas with daring reality shows like Khatron Ke Khiladi 12 and Lock Upp 2.
Awards and Recognition
The industry recognizes her not just for her talent, but for her professionalism. Directors and producers frequently praise her for her discipline on set and her ability to handle demanding shooting schedules. Her transition from a small-town girl from Dehradun to a national icon remains a major career highlight that continues to inspire thousands of young actors across India.
Shivangi Joshi Family Details
Shivangi Joshi cherishes her private life and often expresses deep gratitude for her family’s unwavering support. While she dominates the television screens, her family remains the bedrock of her success and happiness.
Father and Mother
Her parents, Mr. and Mrs. Joshi, have been her greatest pillars of strength since the beginning of her career. They encouraged her passion for acting and dancing from a young age, allowing her to pursue her dreams in the competitive entertainment industry. Their values and constant guidance keep her humble despite her massive popularity and fame.
Siblings
Shivangi Joshi shares a wonderful and close relationship with her younger sister, Sheetal Joshi. The two sisters are frequently seen together on social media, often sharing fun moments, travel diaries, and fashion inspiration with their fans. It is a well-known fact among her followers that Shivangi Joshi is the elder sister, and she has always played a protective and supportive role in Sheetal’s life.
Family Relationships
The Joshi family shares a very strong, close-knit bond. They prioritize quality time and support one another through every high and low of life. Even with her incredibly busy shooting schedules, Shivangi makes it a point to celebrate festivals, birthdays, and special family milestones with her parents and sister. Their relationship proves that despite the glitz and glamour of her professional career, family always comes first for this talented star.
Shivangi Joshi Boyfriend, Relationship and Marriage
The personal life of Shivangi Joshi remains a subject of intense public curiosity. As a highly successful actress, her connections with co-stars often spark rumors, but she prefers to keep her private affairs away from the media spotlight.
Relationship History
Shivangi Joshi has been linked with a few prominent names in the television industry throughout her career:
- Mohsin Khan: Her most talked-about relationship was with her former Yeh Rishta Kya Kehlata Hai co-star. Their on-screen chemistry as Kartik and Naira turned into a real-life romance that captured the hearts of millions of fans for years.
- Kushal Tandon: Following that, she was in a relationship with actor Kushal Tandon, her co-star from the show Barsatein – Mausam Pyaar Ka. While fans celebrated their bond, the couple officially parted ways in 2025.
Current Relationship Status (2026)
As of 2026, Shivangi Joshi is officially single. During recent conversations inside the reality show Lock Upp 2, she candidly spoke about her past relationships and the process of moving on. She emphasizes that she values privacy, respect, and shared emotional values over a person’s professional status. She remains heavily focused on her career and personal well-being rather than actively seeking a relationship at this moment.
Summary of Relationship Status
- Marital Status: Unmarried
- Current Status (2026): Single
- Past Relationships: Mohsin Khan, Kushal Tandon
- Relationship Philosophy: Values privacy, mutual respect, and emotional maturity
Secret Engagement Rumours
Fans frequently circulate rumors about her personal life, including occasional speculation about a secret engagement. However, these claims have always proven to be false. Most of these rumors stem from social media fan edits or out-of-context clips from interviews. Shivangi Joshi has not made any official announcement regarding an engagement, and these reports remain nothing more than internet gossip.
Shivangi Joshi Age, Height and Physical Appearance
Sheis widely known for her graceful screen presence and her ability to adapt physically to the demands of diverse roles. She maintains a professional approach to her health, fitness, and lifestyle.
Age and Birth Details
Born on May 18, 1998, Shivangi Joshi is currently 28 years old. She has built a massive career in the entertainment industry over the last 13 years, starting her professional journey as a teenager and consistently growing as a top-tier performer.
Height and Physical Attributes
Shivangi Joshi maintains a balanced stature that helps her portray a wide range of characters seamlessly:
- Height: Approx. 1.65 meters (5 feet 5 inches)
- Weight: Approx. 52–55 kg (varies by role requirements)
- Hair Colour: Dark Brown / Black
- Eye Colour: Dark Brown
- Skin Tone: Fair
- Physique: Slim and Toned
Weight Transformations for Characters
While she maintains a naturally fit physique, Shivangi Joshi does not shy away from making physical transformations for her work. A notable example occurred during her project Bade Achhe Lagte Hain 4, where she professionally gained 8 kilograms to perfectly embody the character of Bhagyashree. She shared in media interviews that the weight gain and loss process required significant dedication to a structured diet, proving her deep commitment to character authenticity.
Shivangi Joshi Net Worth and Income
Shivangi Joshi has successfully established herself as one of the most bankable and highest-paid actresses in the Indian television industry. Her financial success reflects her hard work, consistency, and the massive fan following she has cultivated over more than a decade of professional acting.
Estimated Net Worth
As of 2026, the estimated net worth of Shivangi Joshi is approximately ₹25 to ₹37 crore. Her wealth continues to grow as she takes on diverse roles in hit television serials, high-profile reality shows like Lock Upp 2, and lucrative digital collaborations.
Income Sources
Her income flows from multiple professional avenues:
- Television Shows: Acting in long-running daily soaps remains her primary source of income. She reportedly commands a high fee per episode, reflecting her stature as a lead actress.
- Reality Television: Participation in reality shows like Fear Factor: Khatron Ke Khiladi 12 and Lock Upp 2 provides significant earnings and keeps her at the forefront of public attention.
- Brand Endorsements: Shivangi Joshi is a favorite among top brands. She has endorsed well-known names such as TRESemmé, Cadbury, Pepsi, Gionee, FoxTales, and Kohira Diamonds.
- Digital Content: Her strong influence on social media platforms allows her to monetize her presence through sponsored content and collaborations, making her one of the most sought-after influencers in the industry.
Summary of Financial Assets
| Category | Details |
| Estimated Net Worth | ₹25 – 37 Crore |
| Primary Income Sources | TV Serials, Reality Shows, Brand Deals |
| Brand Endorsements | TRESemmé, Pepsi, Cadbury, Kohira Diamonds |
| Key Property | Luxury apartment in Malad, Mumbai |
House and Car Collection
Shivangi Joshi enjoys a comfortable and luxurious lifestyle. She owns a beautiful, modern apartment in Malad, Mumbai, which she often showcases on her social media. Her home features contemporary décor and a dedicated walk-in closet.
She is also a self-confessed car enthusiast. Over the years, she has added high-end vehicles to her garage, including a Mercedes-Benz, reflecting her success and personal style. She frequently shares joyful moments with her family during car celebrations, marking her professional milestones with gratitude.
Shivangi Joshi Lifestyle and Media Presence
Shivangi Joshi lives a life that balances the intense demands of the entertainment industry with a grounded, humble approach to daily living. Her journey from a small-town girl to a national icon allows her to maintain a unique connection with her fans, making her one of the most relatable stars in Indian media.
Daily Lifestyle
Despite her busy filming schedule, Shivangi Joshi prioritizes her well-being. She starts her day with structured discipline, often incorporating light exercise or meditation to stay mentally focused. Because she values her privacy, she spends much of her downtime with her family or pursuing personal interests like reading and traveling. Her home in Mumbai serves as a personal sanctuary where she recharges after long days on set.
Fashion and Public Image
Shivangi Joshi is widely recognized as a fashion icon. Whether she is walking the red carpet or posting casual outfits on Instagram, her style is described as graceful, daring, and refined. She effortlessly shifts between traditional ethnic wear and modern, chic western outfits. Her ability to experiment with trends while maintaining her own identity has earned her a spot on numerous “Most Desirable” and “Sexiest Asian Women” lists over the past several years.
Media Image
In the public eye, Shivangi Joshi holds the reputation of being a professional and dedicated artist. Unlike many celebrities who shy away from reality, she embraces challenges, such as her appearances on Fear Factor: Khatron Ke Khiladi 12 and Lock Upp 2. These shows have helped her move beyond the “docile TV bahu” image, showing the world her strong, competitive, and authentic side. While she sometimes faces gossip or scrutiny, she maintains a dignified silence, preferring to let her work speak for itself.
Social Media Profiles
With over 10 million followers on Instagram, Shivangi Joshi dominates digital space. She uses her platforms to share fashion inspiration, lifestyle tips, and behind-the-scenes glimpses into her projects.
| Platform | Usage Type | Role in Her Career |
| Primary | Fan engagement, brand partnerships, lifestyle updates | |
| Twitter/X | Secondary | Industry news, professional announcements |
| Official Fan Page | Community | Connecting with dedicated support groups |
Interesting Facts About Shivangi Joshi
Shivangi Joshi is much more than just a talented actress; her life is filled with discipline, artistic flair, and personal passions that often surprise her fans. Beyond the glamour of the television industry, she maintains a grounded personality that helps her connect with people from all walks of life.
Lesser-Known Facts
- Early Beginnings: Before landing her breakout roles, Shivangi Joshi had her fair share of challenges. She famously auditioned for the role of “Junior Shaktimaan” early in her career. Even though the show never aired, the experience served as a valuable lesson in resilience during her early days in Mumbai.
- Award-Winning Consistency: She holds a unique distinction in the television industry, having won multiple Gold Awards and the prestigious ITA Award for her work. Her consistent performance for over six years in a single lead role is considered a benchmark in Indian television.
- Global Recognition: Her popularity extends far beyond India. She has been featured in several global lists, including the Top 30 Under 30 Global Asian Stars (2022) and multiple appearances in the 50 Sexiest Asian Women lists.
Hidden Talents and Classical Dance Background
One of the most defining aspects of her artistic identity is her background in Kathak.
- Professionally Trained: Shivangi Joshi is a professionally trained Kathak dancer. This classical training is not just a hobby; she credits it for the grace, poise, and expressive control she brings to her acting performances.
- Artistic Interests: Aside from dance, she has a creative side that includes painting. She often mentions these creative outlets as essential tools for self-expression and mental balance amidst her busy filming schedules.
Personal Interests
- Fitness Enthusiast: Her dedication to her health is well-documented. She balances her demanding work life with a disciplined fitness routine. She views fitness as a lifestyle choice rather than a chore, which helps her maintain the energy required for both emotional dramas and high-stakes reality shows.
- Family-Oriented: Despite her status as a household name, she remains deeply family-oriented. She frequently shares that her home and family time are her “sanctuaries,” providing her with the stability needed to navigate the pressures of fame.
Shivangi Joshi Future Plans
Shivangi Joshi continues to evolve her career by embracing new challenges and expanding her horizons beyond traditional television roles. Her journey is characterized by a “step-by-step” approach, where she prioritizes growth and versatility over rushing into new formats.
Upcoming Career Goals
As of 2026, Shivangi Joshi remains focused on exploring different facets of her acting ability. Having successfully transitioned from daily soaps to web series and reality television, she is currently open to projects that allow her to break the “docile” image often associated with television stars. She values challenging roles that demand emotional depth and physical dedication, as seen in her recent project choices.
Future Projects
While she is currently a contestant on Lock Upp 2 (which began streaming in June 2026), she continues to look for meaningful scripts in both the television and digital spaces. Regarding a transition to the big screen, Shivangi Joshi has stated in recent interviews that while it is an actor’s dream to eventually reach the big screen, she prefers to take her time. She remains open to the possibility of Bollywood films but is currently content with selecting high-quality projects that showcase her range as a performer.
What’s Next for Shivangi Joshi?
The industry and her fans eagerly watch her performance in Lock Upp 2, where she has already earned praise for her competitive spirit and physical endurance. Her ability to stay composed under pressure while participating in complex tasks indicates that she is prepared for more demanding and diverse roles in the near future. Whether it is through intense dramas, more reality-based formats, or a potential film debut, Shivangi Joshi is committed to keeping her work fresh and engaging for her loyal fanbase.
Conclusion
Shivangi Joshi remains a true inspiration in the world of Indian entertainment. From her humble beginnings in Dehradun to her rise as a household name, she has navigated the complexities of fame with grace, dedication, and a commitment to authenticity. Whether she is performing as a lead in a top-rated drama or competing in a high-stakes reality show, her ability to connect with her audience keeps her at the top of the industry. Her journey is far from over, and her fans eagerly await the next chapter in her successful career.
FAQs
Who is Shivangi Joshi?
Shivangi Joshi is a prominent Indian television actress and model. She gained massive popularity for her iconic portrayal of Naira Singhania Goenka in the long-running hit series Yeh Rishta Kya Kehlata Hai.
How old is Shivangi Joshi?
Born on May 18, 1998, Shivangi Joshi is currently 28 years old.
What is Shivangi Joshi’s height?
Shivangi Joshi stands at approximately 1.65 meters (5 feet 5 inches) tall.
Who is Shivangi Joshi’s ex-boyfriend?
Shivangi Joshi has been in high-profile relationships with her co-stars Mohsin Khan (from Yeh Rishta Kya Kehlata Hai) and Kushal Tandon (from Barsatein – Mausam Pyaar Ka). She has since confirmed she is moving on from these past relationships.
What is Shivangi Joshi doing now?
As of July 2026, Shivangi Joshi is a contestant on the popular reality show Lock Upp Season 2.
Is Shivangi Joshi in a relationship?
No, she is currently single. She has stated that she is focusing on her professional growth and personal well-being rather than seeking a new relationship.
Was Shivangi Joshi in a relationship with Mohsin Khan?
Yes, Shivangi Joshi and Mohsin Khan were in a long-term relationship during their time working together on the hit television show Yeh Rishta Kya Kehlata Hai.
What is the age gap between Mohsin and Shivangi?
Mohsin Khan is older than Shivangi Joshi. While exact birth details are sometimes debated by fans, Mohsin was born in 1991 and Shivangi in 1998, making the age gap approximately seven years.
Did Shivangi Joshi have surgery?
There has been widespread speculation and internet gossip regarding whether Shivangi has undergone cosmetic procedures like fillers. However, she has never officially confirmed or discussed any plastic surgery, and such claims remain unverified fan speculation.
Is Shivangi Joshi married in real life?
No, Shivangi Joshi is not married. Any rumors about secret engagements or her being married are false.
Where was Shivangi Joshi born?
She was born in Dehradun, Uttarakhand, though she moved to Mumbai to pursue her acting career.
Is Shivangi Joshi younger or Sheetal Joshi?
Shivangi Joshi is the elder sister; Sheetal Joshi is her younger sister.
Who is the highest-paid actress in Indian television?
The title of “highest-paid” often fluctuates based on current projects. Senior actresses like Shweta Tiwari, Rupali Ganguly, and Tejasswi Prakash are consistently among the highest-earners in the industry, alongside Shivangi Joshi, who is also one of the most bankable stars.
How many cars does Shivangi Joshi have?
Shivangi Joshi is a car enthusiast and is known to own high-end luxury vehicles, including a Jaguar XE and an Audi Q7.
How rich is Shweta Tiwari?
Shweta Tiwari has had a long and successful career. Her net worth is estimated to be around ₹81 crore (approximately $11 million USD).
What is Kriti Sanon’s net worth?
Kriti Sanon has built a successful empire through acting and entrepreneurship (such as her skincare brand, Hyphen). Her net worth is reported to be over ₹82 crore.
What is Shivangi Joshi’s current show in 2026?
As of 2026, Shivangi Joshi is seen as a key contestant in the popular captive reality show Lock Upp Season 2.
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Nimra Kanwal is the Founder & Chief Editor of Celebioz. A digital storyteller at heart, she specializes in documenting the authentic life journeys of inspiring personalities globally.